Terms of Use

Last revised: April 10, 2024

These Terms of Use apply to all websites that are owned, operated, and maintained by or for Scholarship Services Inc. (“we,” “us,” or “our”) including scholarshipowl.com, business.scholarshipowl.com/, futuremindsfund.org, and other websites on which these Terms of Use are linked (“Site(s)”) as well as your use of the services we provide and other transactions and engagements you might have with us (collectively, “Services”). These Terms of Use take effect when you click or check the applicable button or box associated with these Terms of Use or, if earlier, when you visit a Site or use any of the Services (“Effective Date”).

THESE TERMS OF USE TOGETHER WITH THE PRIVACY POLICY AND ANY ADDITIONAL AGREEMENTS (DEFINED BELOW) SET FORTH THE LEGALLY BINDING TERMS GOVERNING YOUR USE OF THE SITE(S) AND SERVICES.

We may update these Terms of Use from time to time and if we determine, in our sole discretion, that such update is material, we will notify you of such update either via email or by posting notice of such changes on one or more of the Sites, or by other reasonable means. Your continued access to the Site(s) or use of the Services after our provision of a notice of an updated version of these Terms of Use shall constitute your consent to such updated Terms of Use.

1. Terms of Service

1.1 Access and Use of Services

You may access and use the Site(s) and/or Services offered by us in accordance with these Terms of Use. You may not access or use the Site(s) and/or Services for: (i) developing a product or service that could reasonably be regarded as being competitive with the Site(s)/Services, or (ii) monitoring the availability, performance or functionality of the Site(s)/Services, or for any other benchmarking or competitive purpose.

You shall not, and shall not permit third parties to, block, mask or obscure advertisements that appear on the Website.

1.2 Customer Account

To utilize the Services, you may be required to create an account associated with a valid email address (“Account”). Upon Account creation with our ScholarshipOwl Service, we may also provide you with a unique service-specific email address as part of your Account (“Owl Email Account”). You are solely responsible for your Account, including for: (i) controlling the access to, and use and security of, the Account and your Content (as defined below), (ii) maintaining the security of the passwords and other measures used to protect access to the Account, and (iii) all instructions provided to us through the Account, whether or not authorized by you. We are not responsible for unauthorized access to the Account. You will contact us immediately if you believe an unauthorized third party may be using the Account. Nothing in the foregoing requires us to monitor the Account for unauthorized access or any other security breach.

“Content” means any information you provide and/or, if you are a Client (defined below), that we collect on your behalf in connection with establishing your Account or your use of the Site(s)/Services. For example, and not limitation, your Content includes information you submit in connection with applying for a scholarship, registering for access to a Site or use of a Service, making a donation to the Future Minds Fund, or providing a testimonial or story. A “Client” is a business or non-profit organization on whose behalf we collect and process information as a service provider.

1.3 Separate Services; Disclaimer

We may from time to time advertise to you, either through the Sites(s), Services, or separate correspondence, third-party services or offers that are not included as part of the Services, such as services offered by third-party scholarship providers (“Separate Services”). You provide your affirmative consent to receive offers for Separate Services through email (such consent may be withdrawn at any time by sending an email to unsubscribe@scholarshipowl.com). You agree to review all terms of service and other agreements related to all Separate Services. You are solely responsible for strict compliance with any such terms of service or other agreements and for any liability arising from your use of the Separate Services. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THESE TERMS OF USE, WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE SEPARATE SERVICES AND ARE NOT BE RESPONSIBLE FOR ANY DAMAGES CAUSED BY THE SEPARATE SERVICES, INCLUDING WITHOUT LIMITATION ANY DAMAGES ARISING OUT OF ANY MISREPRESENTATIONS OR VIOLATIONS OF LAW. OUR ADVERTISEMENT OF ANY SEPARATE SERVICE DOES NOT CONSTITUTE AN ENDORSEMENT OF THE SEPARATE SERVICE.

1.4 Services Changes

We may change or discontinue any of the Site(s)/Services or change or remove features or functionality of the Site(s)/Services from time to time, without any liability to you. We will use commercially reasonable efforts to notify you of any material change, as determined by us, to or discontinuation of the Site(s)/Services.

1.5 Suspension of Access

At any time, we may suspend the provision of the Site(s)/Services and remove any of your Content transmitted via the Site(s)/Services without liability: (i) if we believe that any Site/Service is being used in violation of these Terms of Use or applicable law, (ii) if we believe that the use of the Site/Services may pose a security risk to us or any third party, (iii) if ordered by a law enforcement or government agency or otherwise in order to comply with applicable law, (iv) if necessary for operation, maintenance or expansion of our Site(s)/Services, or for other technological purposes, (v) if required or requested by a Service Provider (as defined in the Privacy Policy) or if a Service Provider ceases to provide services to us, (vi) if Customer fails to fulfill payment obligations, or (vii) we determine in our sole discretion that suspending or terminating the provision of the Site(s)/Services to you is in our best interest. To the extent practicable, we will use commercially reasonable efforts to notify you prior to suspending the Site(s)/Services to you, but notice is not required.

2. Fees & Billing

2.1 Fees

In consideration for your use of some of the Services, you agree to pay us fees at then-current pricing for the Services as published from time to time on the applicable Site(s)/Services. All payments must be made in United States Dollars.

We may in our sole discretion modify pricing upon the provision of at least 30 days’ notice to already-paying customers, by posting a notice on the applicable Site(s)/Services and sending an email to the address maintained for the relevant Account. Unless you notify us in writing of your termination of use of the Services within 14 days after delivery of such notice, you will be deemed to have consented to the updated pricing.

2.2 Billing

We will bill your payment method for the Services, if applicable, either as a one-time payment or in automatically reoccurring payments if you have an ongoing subscription. We will send a sales receipt to you upon request.

Customers with ongoing subscriptions are responsible for maintaining current and complete payment method information on file with our payment processor at all times. Your payment method information, including credit/debit card number or PayPal account information, are stored by our payment processor and may be used for future or reoccurring payments. Changes to on-file payment method information, or requests to delete payment method information on file, must be received by us at least three (3) business days before the next scheduled payment in order to be processed in time for the next scheduled payment. We may change our payment processor at any time with or without notice to you.

All charges are automatically made on your specific billing cycle date as disclosed during the enrollment process. If your Services begin with a free trial period, you must cancel the Services prior to the end of the free trial period in order to avoid being charged.

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU WAIVE ALL CLAIMS RELATING TO CHARGES ASSOCIATED WITH THE SERVICES UNLESS CLAIMED WITHIN SIXTY (60) DAYS AFTER THE APPLICABLE CHARGE.

2.3 Refunds

All payments to us are non-refundable. Notwithstanding the foregoing, if you purchased a Service that began with a free trial period and do not cancel prior to the end of the free trial period, (i) the first fee paid following the free trial period is non-refundable and (ii) subsequent fees are non-refundable except that we will refund upon request the fee paid for the most recent billing cycle so long as you have not logged into or otherwise accessed or used the Service during the applicable billing cycle. If you purchased a Service that did not begin with a free trial period, fees are non-refundable except that we will refund upon request the fee paid for the most recent billing cycle so long as you have not logged into or otherwise accessed or used the Service during the applicable billing cycle. To request a refund related to the ScholarshipOwl Service, please contact us at support@scholarshipowl.com or by calling customer service at 800-494-4908. At this time, no other Service may incur fees for which refunds may be available.

All donations to the Future Minds Fund are non-refundable.

2.4 Late Fees

We may charge interest on overdueounts at the lesser of 1.5% per month or the maximum rate permitted by law, plus all reasonable expenses and costs of collection (including collection agency fees, attorney fees and court costs). The assessment of interest shall not limit our other rights and remedies for late payment, including our right to suspend or terminate access to the Services.

2.5 Taxes

You are responsible for all taxes, feesd duties, including penalties and interest, imposed in connection with these Terms of Use and the Services (“Taxes”). You will pay our fees without reduction for Taxes. If we are obligated to collect or pay Taxes, the Taxes will be invoiced to you unless you provide us on a timely basis with a valid tax exemption certificate authorized by the appropriate taxing authority (along with any supporting documentation that we may require in connection with such tax exemption certificate). If any deduction or withholding is required by law, you will notify us and pay us any additional amounts necessary to ensure that the net amount that we receive, after any deduction and withholding, equals the amount we would have received if no deduction or withholding has been required. You shall provide to us original or certified copies of all Tax payments or other evidence of payment of Taxes by you with respect to transactions or payments under these Terms of Use.

2.6 Third Party Fees

Any third party fees (includingthout limitation credit card, debit card, PayPal and bank fees) (“Third Party Fees”) are your sole responsibility, and if charged to us, you will pay us an additional amount equaling the Third Party Fees in order to ensure that the net amount that we receive equals the amount we would have received if no Third Party Fees had been charged.

3. Acceptable Use

3.1 Compliance with Laws

You will use the Services in compliance with all applicable laws, ordinances, rules and regulations, will not violate or attempt to violate our system or network security, and will not misuse the Services in any way. You will not (i) engage in, solicit, or promote any activity that is illegal, invasive, violates the rights of others, or could subject us to liability to third parties, (ii) submit Content that is defamatory, misleading, fraudulent, obscene, distasteful, harassing, discriminatory, racially or ethnically offensive, contains sexually suggestive or explicit content, facilitates or promotes illegal activity, or contains illegal content, (iii) distribute viruses, worms, Trojan horses, corrupted files, hoaxes, or other items of a disabling, destructive, damaging, or deceptive nature, or (iii) disable, interfere with, or circumvent any aspect of the Services.

3.2 Content Removal

We may, but are not obligated to, monitor and remove Content, and it is your sole responsibility to monitor the content uploaded by you or on your behalf.

4. Publicity

You grant to us and those acting under our authority, and any third party sponsor or co-sponsor of a scholarship (“Scholarship Partner”), the unrestricted, absolute, perpetual, irrevocable, royalty-free, worldwide right and license to use your name, address, photograph, likeness, voice, biographical and personal information, statements, application, essays, and any photograph, film, video, audio recording or other recording taken of you or such materials (collectively, “Promotional Content”), and to reproduce, copy, modify, create derivative works of, display, perform, exhibit, distribute, transmit or broadcast, publicly or otherwise, or otherwise use and permit to be used, the Promotional Content or any part thereof, whether alone or in combination with other materials (including but not limited to text, data, images, photographs, illustrations, and graphics, video or audio segments of any nature), in any media whatsoever, in connection with our marketing purposes or otherwise; and all the foregoing without any compensation, royalties, remuneration or consideration to you or to any third party, and you hereby waive all claims to compensation, royalties, remuneration, consideration, notice or permission in connection therewith.

5. Customer’s Warranties

You represent and warrant to us that (i) your Content is complete and accurate and does not infringe upon the copyrights, trademarks, rights of privacy, publicity, or other intellectual property rights of any person or entity; (ii) you have obtained permission from any person whose name, likeness, voice, or documents is included in your Content; (iii) our re-publication of all or part of your Content will not violate any third party rights; (iv) you have the requisite power and authority to enter into these Terms of Use and to perform all of your obligations hereunder, (v) you are a natural person over the age of 16 or a legally-existing entity, and (iv) you are not named on any U.S. Government denied party list. You will update your Account information to maintain the accuracy of your Content during the term of these Terms of Use.

6. Indemnification

You will defend, indemnify, and hold harmless us, our affiliates and licensors, and each of their respective employees, officers, directors, agents and representatives, from and against any claims, damages, losses, liabilities, costs, fines and expenses (including reasonable attorneys’ fees) arising out of or relating to: (i) your actual or alleged use of the Site(s)/Services (including any activities under your Account), (ii) your breach of these Terms of Use or any violation of applicable law, or (iii) your Content, including any claim involving alleged infringement or misappropriation of third-party rights by or in connection with your Content.

We will notify you of any claim subject to indemnification, provided that our failure to do so shall not affect your obligations hereunder except to the extent that our failure to notify you materially delays or prejudices your ability to defend the claim. At our option, you will have the right to defend against any such claim with counsel of your own choosing (subject to our written consent) and to settle such claim as you deems appropriate, provided that you will not enter into any settlement without our prior written consent and provided that we may, at any time, elect to take over control of the defense and settlement of the claim at your expense.

7. Disclaimers of Warranties and Limitation of Liability

7.1 Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE(S)/SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE AND OUR AFFILIATES MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND (EXPRESS, IMPLIED, STATUTORY OR OTHERWISE) REGARDING THE SITE(S), SERVICES, ADDITIONAL SERVICES, THIRD PARTY SERVICES, OR SEPARATE SERVICES (COLLECTIVELY, “ACCUMULATED SERVICES”), INCLUDING ANY WARRANTY THAT THE ACCUMULATED SERVICES WILL BE UNINTERRUPTED, ERROR FREE OR FREE OF HARMFUL COMPONENTS, THAT ANY CONTENT, INCLUDING YOUR CONTENT OR THIRD PARTY CONTENT, WILL BE SECURE OR NOT OTHERWISE LOST OR DAMAGED, OR THAT THERE WILL NOT BE ANY TYPOGRAPHICAL OR OTHER ERRORS IN APPLICATIONS. WE DO NOT GUARANTEE THE RECEIPT OF ANY SCHOLARSHIP, AND YOU WAIVE ANY CLAIM AGAINST US IN CONNECTION THEREWITH, EVEN IF YOU WERE OTHERWISE ENTITLED TO SUCH SCHOLARSHIP. TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES HEREBY DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, AND WARRANTIES ARISING OUT OF THE COURSE OF DEALING OR USAGE OF TRADE. YOU ACKNOWLEDGE THAT THERE ARE RISKS INHERENT IN INTERNET CONNECTIVITY AND THE SERVICES’ TECHNOLOGY THAT COULD RESULT IN THE LOSS OF YOUR CONTENT, PRIVACY, DATA, CONFIDENTIAL INFORMATION, AND/OR PROPERTY.

7.2 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR ANY OF OUR AFFILIATES, OR ANY OF THEIR EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, OR SUPPLIERS, BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES (COLLECTIVELY “DAMAGES”), HOWEVER CAUSED AND UNDER ANY THEORY OF LAW (INCLUDING BREACH OF CONTRACT, TORT, STRICT LIABILITY, AND INFRINGEMENT), EVEN IF ADVISED OF THE POSSIBILITY OF DAMAGES AND EVEN IF DAMAGES ARE FORESEEABLE. THIS LIMITATION OF LIABILITY INCLUDES BUT IS NOT LIMITED TO, THE FOLLOWING DAMAGES: (A) YOUR INABILITY TO USE ANY OF THE ACCUMULATED SERVICES, INCLUDING AS A RESULT OF ANY (I) TERMINATION OR SUSPENSION OF THESE TERMS OF USE OR YOUR USE OF OR ACCESS TO THE ACCUMULATED SERVICES, (II) OUR DISCONTINUATION OF ANY OF THE SERVICES, OR (III) DOWNTIME, INCLUDING ANY UNANTICIPATED OR UNSCHEDULED DOWNTIME OF ALL OR A PORTION OF THE SERVICES FOR ANY REASON, (B) THE COST OF OR TIME INVOLVED IN THE PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, (C) ANY INVESTMENTS, EXPENDITURES, LOST OPPORTUNITIES, OR COMMITMENTS BY YOU IN CONNECTION WITH THESE TERMS OR USE OF THE ACCUMULATED SERVICES, AND (D) ANY UNAUTHORIZED ACCESS TO, ALTERATION OF, OR DELETION, DESTRUCTION, DAMAGE, LOSS OR FAILURE TO STORE ANY OF YOUR CONTENT.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE MAXIMUM AGGREGATE LIABILITY OF US OR ANY OF OUR AFFILIATES, OR ANY OF THEIR EMPLOYEES, OFFICERS, DIRECTORS, AGENTS OR SUPPLIERS, UNDER ANY THEORY OF LAW (INCLUDING FOR BREACH OF CONTRACT, TORT, STRICT LIABILITY, OR INFRINGEMENT), SHALL NOT EXCEED THE AMOUNT OF FEES ACTUALLY RECEIVED BY US FROM YOU DURING THE SIX MONTHS IMMEDIATELY PRECEDING THE FIRST CLAIM UNDER THESE TERMS OF USE. THIS IS AN AGGREGATE LIMIT. THE EXISTENCE OF MORE THAN ONE CLAIM SHALL NOT ENLARGE THIS LIMIT.

YOU ACKNOWLEDGE THAT THE FOREGOING DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITY ARE ESSENTIAL PARTS OF THESE TERMS OF USE AND ABSENT SUCH DISCLAIMERS AND LIMITATIONS WE WOULD NOT AGREE TO PROVIDE ANY SERVICES TO YOU OR ENTER INTO THESE TERMS OF USE.

THE LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF SUCH LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

8. Proprietary Rights and Confidentiality

8.1 Your Content

As between you and us, you own all right, title and interest in and to your Content. You grant to us and our successors and assigns, and to such other persons as we may designate from time to time (“sub-licensees”), a non-exclusive, worldwide, unrestricted, royalty-free, irrevocable license to take, use, publish, reproduce, distribute, and/or copyright any and all portions of your Content, including, but not limited to, photographs, text, images, and recordings of you, your name, voice, and likeness, either still, motion picture, or sound, for marketing, advertising, promotion, and trade purposes in any and all publications and media, whether now known or hereinafter invented, in perpetuity. Without limiting any of the foregoing, you irrevocably consent to and authorize the reproduction, alteration, and publication of such Content, in whole or in part, or in any altered or derivative forms, without any future compensation to you and you waive any right to inspect or approve any use of your Content by us. You specifically release us and our sub-licensees of liability of any and every nature, including, but not limited to, claims of defamation, privacy, or publicity arising out of or in connection with any use of your Content, including your name, voice, likeness, image, or recording.

8.2 Services

As between you and us, we or our licensors own and reserve all rights, title and interest in and to the Site(s)/Services, our trademarks, logos and service marks and all modifications to any of the forgoing and all related intellectual property rights, including, without limitation, all content accessible from the Site(s)/Services (other than your Content), whether registered or not and whether registrable or not. You are required to retain all copyright, trademark and other notices on our materials and content.

8.3 Suggestions

Should you provide us with any suggestions or ideas pertaining to the Site(s)/Services (“Suggestions”), we will own all right, title and interest in and to the Suggestions and will be free to use the Suggestions for any purpose without any liability or payment to you. You hereby irrevocably assign to us all right, title and interest in and to Suggestions and agree to provide us with reasonable assistance, at our cost, required or desirable in order to document, perfect and maintain our rights in the Suggestions.

8.4 Confidentiality

You agree not to use any of our Confidential Information except in connection with your authorized use of the Site(s)/Services. “Confidential Information” means all non-public information disclosed by us to you in connection with the Site(s)/Services that you should reasonably understand to be confidential, including all non-public aspects of the Site(s)/Services.

8.5 Links to Website

You may link to the Site(s) by using a text link and linking to the Site(s)’ homepage or any other webpage or content contained on the Site(s), provided that the link you create and the pages that are activated by the link do not: (i) duplicate our content; (ii) frame or create a border around our content or any pages on the Site(s), or use other techniques that alter in any way the visual presentation or appearance of any of our content; (iii) misrepresent your relationship with us or otherwise create a false affiliation, connection or association with us; (iv) imply that we approve or endorse you, your website or the content contained thereon, or Customer’s goods or services; (v) present false or misleading impressions about us or otherwise damage any goodwill associated with our name, Site(s), scholarships, Services, or trademarks; (vi) use our trademarks in page text, metatags or hidden text in order to gain higher rankings from search engines; or (vii) use our name, trademarks, or your relationship with us, in a promotional manner without our prior written permission.

9. Governing Law & Jurisdiction

These Terms of Use will be governed by and construed in accordance with law of the State of Delaware without giving effect to any conflicts of laws provisions that would require the application of the laws of any other jurisdiction. The parties hereby expressly reject any application to these Terms of Use of: (i) the United Nations Convention on Contracts for the International Sale of Goods, and (ii) the 1974 Convention on the Limitation Period in the International Sale of Goods, as amended. All disputes arising out of these Terms of Use not subject to binding arbitration (below) will be subject to the exclusive jurisdiction of the state and federal courts located in New Castle County, Delaware, and the parties agree and submit to the personal and exclusive jurisdiction and venue of these courts, except that nothing will prohibit us from instituting an action in any court of competent jurisdiction to obtain injunctive relief or protect or enforce our intellectual property rights or to otherwise protect our interests.

10. Binding Arbitration

Any controversy, claim or dispute arising out of or related to these Terms of Use, the Site(s), and/or the Services, including, but not limited to, alleged violations of state or federal statutory or common law rights or duties (a “Dispute”) will be solely and exclusively resolved according to the procedures set forth in this paragraph. If the parties are unable to resolve any Dispute through informal means, either party may initiate binding arbitration of such Dispute by sending notice demanding arbitration to the other party. The demand for arbitration will be made within a reasonable time after the Dispute has arisen, but in no event will it be made more than one year from when the aggrieved party knew or should have known of the controversy, claim, or facts forming the basis of the Dispute. The arbitration will be initiated and conducted according to American Arbitration Association rules and procedures for commercial arbitration, including, as applicable, provisions for the resolution of consumer disputes (the “Arbitration Rules”). The arbitration will be conducted in New Castle County, Delaware before a single neutral arbitrator appointed in accordance with the Arbitration Rules, or such other location as the parties may agree in writing. A party may choose to participate in the arbitration by live video conference. The decision of the arbitrator will be final without option to appeal. Disputes with an amount in controversy of $10,000 or less will be determined on the basis of written submissions only. To the fullest extent permitted by law, the arbitrator will not have the power to award punitive, special, consequential, or indirect damages against any party. Arbitration costs and fees will be divided in accordance with the Arbitration Rules. Each party will be responsible for paying its own attorneys’ fees, costs, and expenses, regardless of which party prevails, but a party may recover any or all expenses from another party if the arbitrator, applying applicable law, so determines. No disputes may be arbitrated on a class or representative basis and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated. BY AGREEING TO THESE TERMS OF USE, EACH PARTY IRREVOCABLY WAIVES ANY RIGHT IT MAY HAVE TO JOIN CLAIMS OR DISPUTES WITH THOSE OF OTHERS IN THE FORM OF A CLASS ACTION, CLASS ARBITRATION, OR SIMILAR PROCEDURAL DEVICE; AND WAIVES ANY RIGHT IT MAY HAVE TO PRESENT ITS CLAIM OR DISPUTE IN A COURT OF LAW EXCEPTING THE RIGHT TO BRING A CLAIM OR DISPUTE IN SMALL CLAIMS COURT IN ACCORDANCE WITH THE ARBITRATION RULES. Judgment on the award rendered by the arbitrator(s), if any, may be entered for enforcement purposes in any court having jurisdiction thereof.

11. Supplemental Terms for ScholarshipOwl Users

The following supplemental terms apply to your use of ScholarshipOwl, our scholarship application search and completion system.

11.1 No Double Applications

We will provide you with the opportunity to reject individual scholarship providers. You agree to reject any scholarship provider to which you or anyone on your behalf has applied in the past. You acknowledge that any failure to reject duplicative applications may disqualify your other applications, and you waive all claims against us relating to such disqualification.

11.2 Additional Services

We may from time to time offer additional services such as scholarships, sweepstakes, or communications programs (“Additional Services”). If you choose to accept or purchase Additional Services, you may be required to enter into a specific agreement for such Additional Services (“Additional Agreement”). Each Additional Agreement to which you agree is supplementary to these Terms of Use and incorporated herein by reference. Unless otherwise provided, the term “Services” shall include the Additional Services.

11.3 Scholarship Sweepstakes

The Official Rules appended hereto as Exhibit A constitute an Additional Agreement for participating in our scholarship sweepstakes. If you participate in our scholarship sweepstakes, you agree to the Official Rules.

11.4 Cancellation

You may cancel your Account with the ScholarshipOwl Service by (i) submitting a cancellation request through your Account on the ScholarshipOwl Site; (ii) sending an email to support@scholarshipowl.com specifying the email address used for the Account and clearly indicating that you want to cancel, or (iii) calling customer service at 800-494-4908 Monday - Friday, 11a.m. to 6p.m. EST.

11.5 Termination

In addition to any other rights to suspend or terminate an Account in the Terms of Use, we may terminate your right to access and use the ScholarshipOwl Service immediately, with or without notice, and without liability (i) if we suspect a breach of the Terms of Use or violation of applicable law, (ii) if we are threatened with a legal claim, including for intellectual property infringement, related to the ScholarshipOwl Service, or (iii) if we determine that the use of the ScholarshipOwl Service by you or our provision of the ScholarshipOwl Service has become impractical or unfeasible for any reason. If you or we cancel or terminate your use of the ScholarshipOwl Service, then: (i) we shall immediately terminate your access to the Service, including removing your entry from any scholarship sweepstakes in which you are enrolled as of the date of termination, (ii) all fees and Taxes that you are obliged to pay us, up to the effective date of termination, will be charged at the end of the then-current billing period, (iii) there will be no refund of any amount already paid by you as of the effective date of termination, including any amount in respect of the period following the effective date of termination, and (iv) we will maintain your Content for a period of time in our discretion in accordance with our Privacy Policy.

11.6 Promoted Scholarships

We may from time to time receive compensation from a scholarship provide to visually highlight a scholarship presented to you and/or to move a scholarship to the top or near the top of the list of scholarships presented to you. Paid promotion of a scholarship does not constitute our endorsement or recommendation of that scholarship or the scholarship provider.

11.7 Automatic Applications

We may provide you the opportunity to enroll in an automatic application feature of the ScholarshipOwl Service. By enrolling in automatic applications, you direct us to select and apply for scholarships on your behalf and transmit your personal information to the Scholarship Partners associated with such scholarships. We will generally select scholarships for application whose requirements align with the information you have provided to us in your ScholarshipOwl Service profile. We do not guarantee that we will submit an application on your behalf for any particular scholarship, that you will be eligible to receive any scholarship for which we submit your application, or that you will be awarded any scholarship. You should continue to manually monitor your account and scholarships available to you. You may opt out of the automatic application feature at any time from within your Account on the ScholarshipOwl Site.

11.8 Text Message Program

If you choose to participate in our text message program, the SMS Program Terms appended hereto as Exhibit B constitute an Additional Agreement for your participation in such program and you agree to such SMS Program Terms.

11.9 Electronic Disclosures

If you choose to receive electronic disclosures from us related to consent for marketing or nonmarketing telephonic communications, the Electronic Disclosure Consent Agreement appended hereto as Exhibit C constitutes an Additional Agreement for your receipt of electronic disclosures.

12. Supplemental Terms for Future Minds Fund Students and Donors

The following supplemental terms apply to your participation in the Future Minds Fund (“Fund”).

12.1 The Role of the Fund

The Fund will make available multiple scholarship opportunities for students. Scholarships will be funded via donations from us and individual donors. Through a fiscal sponsorship agreement with the Players Philanthropy Fund (“PPF”), donations are tax deductible to the fullest extent permitted by law. PPF is a Maryland charitable trust with federal tax-exempt status as a public charity under Section 501(c)(3) of the Internal Revenue Code (Federal Tax ID: 27-6601178). Your donation will be made to PPF and then earmarked for the Fund. The Fund allows donors to designate donations for particular student(s) of their choosing up to the maximum amount for which a student is eligible. Amounts donated above the maximum of a student’s eligibility or amounts donated designated for a student later determined by us to be ineligible, will be collected and pooled in one or more of scholarship funds and we will use such funds, along with undesignated funds and our donations, to award scholarships to students who have applied based on our evaluation of each student’s submission in conjunction with the applicable scholarship’s criteria, as described more fully below.

12.2 Scholarships Available Through the Fund

All scholarships available through the Fund require that student applicants be US citizens, permanent residents, or legal temporary residents at least 16 years of age who complete and provide all information requested as part of the scholarship application. If you are under 18 years of age, you must have parent or guardian consent to submit an application. Each student may only apply one time to each scholarship. Additional eligibility criteria apply for each scholarship as discussed more fully on the respective scholarship page.

We will award scholarships based on our determinations of greatest financial and personal need amongst applicants using information provided in applicant submissions, the scholarship’s eligibility criteria, and the goal of each scholarship. We will give preference to students who have written a compelling narrative and to students who have previously been awarded a scholarship by us either as part of the Fund or otherwise. We may award full or partial scholarships. Our scholarship award determinations are final.

If a scholarship is funded entirely by donor-designated donations, we will award the scholarship after the scholarship has been fully funded. If a scholarship has not been fully funded via donor-designated donations after thirty (30) days, we may, at any time in our sole discretion, elect to (i) pay out the partial scholarship based on the donor-designated donations or (ii) pay out a full or partial scholarship based on the donor-designated donations supplemented by other available funds in accordance with the scholarship award criteria above.

Scholarship recipients will have three (3) business days after notification to accept the scholarship and return all required documentation, otherwise the scholarship will be forfeited. If we determine after notifying a student that they have been awarded a scholarship but prior to payment of the scholarship that it was awarded in error or the student violated any of these Terms of Use, we may revoke the scholarship award upon notice to such student. The number of scholarships awarded within each category will vary based upon available funds. We may terminate the Fund at any time, with or without notice, upon awarding scholarships using available funds.

12.3 Student Representations and Warranties

If you are a student who submits an application submission, you represent and warrant that all information provided in your submission is true and accurate to the best of your knowledge. You further represent and warrant that you have not falsified, forged, altered, or otherwise modified any records or third-party documents provided as part of your submission. You understand and agree that we may, but are under no obligation to, investigate and validate your submission, and you agree to fully cooperate with such investigation or validation exercise.

You also understand and agree that if you are awarded a scholarship, you are responsible for any and all tax obligations related to your scholarship. You should consult a tax professional to understand your obligations. If you are awarded a scholarship, you also agree to provide us any information we need to process your scholarship award.

By submitting an application, you represent and warrant that your submission (1) does not infringe upon the copyrights, trademarks, rights of privacy, publicity, or other intellectual property rights of any person or entity; (2) you have obtained permission from any person whose name, likeness, voice, or documents is used in the submission; (3) our re-publication of all or part of your submission will not violate any third party rights; and (4) you will indemnify, defend, and hold us harmless from any claims related to your submission.

12.4 Donor Authorization & Personal Information

You understand that we are not able to verify all information provided by students and we do not guarantee that any information provided by students is accurate and complete. All donations are at your own risk. If you make a donation, you authorize us and PPF to collect and provide your personal information, including your financial account information, to and process your payment using a third-party payment processor selected by us or PPF. You authorize the payment processor to process, use, transfer, or disclose your personal information in accordance with its terms of use and/or privacy policy. The payment processor may change at any time, with or without notice. Although we do not charge a fee to donors or students to participate in the Fund, operating costs, PPF’s management fee, and the payment processor’s processing fee will be calculated and charged in addition to your donation. Currently, the total costs and fees for donations is approximately 7.5%. Donations are non-refundable. Unless you opt-out when making your donation, we may list your donation on our website or publish it on our social media properties, including your name, city, state, and donation amount.

13. Copyright Notice

If you believe that any material on the Sites infringes your copyright rights, please contact our designated agent for Digital Millennium Copyright Act notices at:
Scholarship Services Inc.
Attn: Copyright Manager
831 N Tatnall Street Suite M #224
Wilmington, Delaware 19801
Email address: support@scholarshipowl.com
Phone number: 800 494 4908

In your notice, please include:

• Your physical or electronic signature;

• Identification of the copyrighted work you claim to have been infringed, or, if there are multiple copyrighted works, a list of such works;

• Identification of the material that you claim to be infringing, and where the material is located on the Sites or Services;

• Your address, telephone number, and email address;

• A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by you or the law; and

• A statement, under penalty of perjury, that the information in your notice is accurate.

If the notice is submitted by someone else on your behalf, the notice must also contain a statement that, under penalty of perjury, the person submitting the notice is authorized to act on your behalf. Upon receipt of your notice, we will remove the offending Content as required by law. If we receive a counter notice, we will provide it to the disputing party and allow the parties to resolve the matter between themselves through legal processes. We also have a policy of terminating account holders who repeatedly violate the copyright and other intellectual property rights of others.

14. Supplemental Terms for ScholarshipOwl for Business Users

The following supplemental terms apply to your use of ScholarshipOwl for Business, our scholarship application management system for businesses and non-profit organizations.

14.1 Personal Information Processing as Service Provider

We may collect and process certain information that identifies, relates to, describes, or is reasonably capable of being associated with scholarship applicants (“Applicant PI”) on your behalf. Subject to the limited license below in section 12.2, we will not sell Applicant PI; share Applicant PI for cross-context behavioral advertising purposes; retain, use, or disclose Applicant PI for any purpose other than the specific purpose of providing the ScholarshipOwl for Business Service to you or as otherwise permitted by applicable data privacy laws and regulations, including retaining, using, or disclosing Applicant PI for a commercial purpose other than providing the ScholarshipOwl for Business Service to you; retain, use, or disclose Applicant PI outside of the direct business relationship between you and us; or combine Applicant PI we process on your behalf with personal information we process on behalf of ourselves or third parties. The processing we undertake in connection with the ScholarshipOwl for Business Service includes collecting Applicant PI as directed by you and processing Applicant PI for the purposes of administering scholarships on your behalf. We will provide reasonable assistance to you in responding to legally valid data subject requests related to Applicant PI we collect and process on your behalf by providing you copies of and/or deleting Applicant PI we hold on your behalf. Notwithstanding the foregoing, you acknowledge that you are solely responsible for (i) informing us of such request and providing all information we need in order to assist you in response to such request and (ii) responding to data subject requests, and if we receive a data subject request relating to your Applicant PI, we may forward such request to you for response. We will use reasonable technical, organizational, and physical safeguards to protect Applicant PI we process on your behalf from unauthorized or unlawful access, disclosure, use, or deletion. We will treat Applicant PI we process on your behalf as your confidential information under an obligation of confidentiality. We will return or delete all Applicant PI we process on your behalf as requested by you at the end of your use of the ScholarshipOwl for Business Services unless we need to retain the Applicant PI for compliance with applicable laws. Notwithstanding the foregoing, you acknowledge that when not acting on your behalf we may also collect and/or process the personal information of an applicant on behalf of ourselves or another client and that all personal information we collect and/or process in that capacity is not considered Applicant PI.

14.2 Limited License to Use Applicant PI for Marketing Purposes

You grant us a limited, perpetual, global, non-revocable license to use Applicant PI for our own marketing purposes such as advertising other of our products or services to consumers. We agree that if a consumer whose Applicant PI we received from you exercises a right under applicable laws to prevent the sale of their personal information to third parties, and you provide us with notice of that request either through a tool we make available to you or through a written notice, we will not use such consumer’s Applicant PI for our marketing purposes and will only process it in accordance with our obligations in providing the ScholarshipOwl for Business Service to you.

14.3 Compliance with Privacy Laws

You and we will at all times comply with all applicable data privacy laws and regulations, including without limitation the California Consumer Privacy Act, California Privacy Rights Act, Connecticut’s Act Concerning Personal Data Privacy and Online Monitoring, Colorado Privacy Act, Utah Consumer Privacy Act, and Virginia Consumer Data Protection Act. You represent and warrant that you have obtained all necessary consents from and have provided all legally required notices to the individuals whose Applicant PI we collect and/or process on your behalf. If we determine that we are no longer able to comply with applicable data privacy laws and regulations with regard to our activities processing Applicant PI on your behalf or in our use of Applicant PI that you provide to us pursuant to section 12.2, we will provide notice of such determination to you within five (5) business days of making that determination. You may take reasonable and appropriate steps, at your own cost, to stop and remediate our unauthorized or noncompliant use of the Applicant PI.

14.4 Subprocessors

We will not disclose Applicant PI we process on your behalf to any third party (including subprocessors) without your prior consent. You consent to our disclosure of Applicant PI we process on your behalf to the subprocessors identified on our subprocessor webpage. We will notify you of any proposed changes to the subprocessors used by posting an update on our subprocessor webpage. You should regularly check the subprocessor webpage for changes. You will have ten (10) business days to object to each change beginning on the date we post the change to the subprocessor webpage (the “Objection Period”). If you do not object to the changed subprocessors by sending us written notice within the Objection Period, you will be deemed to have approved and consented to the changed subprocessor. We will not disclose Applicant PI we process on your behalf to a new subprocessor until the expiration of the Objection Period. If you object to a subprocessor, you and we will negotiate in good faith to resolve your reasonable concerns related to the subprocessor or arrive at a workaround plan. If you and we are unable to arrive at a mutually agreeable accommodation, you or we may immediately terminate your Account and use of the ScholarshipOwl for Business Service. We will have no liability to you for a termination as a result of inability of you and we to reach a mutually agreeable accommodation. In connection with any authorized onward transfer of Applicant PI we process on your behalf, we will (i) require by contract that the subprocessor not disclose the Applicant PI to any other third party and only process such Applicant PI for the purpose of providing services to us; and (ii) contractually impose upon the subprocessor data protection obligations that are at least as restrictive as those under these supplemental terms, including, but not limited to, the obligation to provide at least the same level of privacy and data security protection for such Applicant PI as is required under applicable data privacy laws and regulations.

14.5 Compliance Assessment

You may take reasonable and appropriate steps, at your cost, to ensure we process Applicant PI on your behalf in compliance with these supplemental terms and with applicable data privacy laws and regulations, including, no more than once per twelve-month period upon at least thirty (30) days advance written notice to us, conducting an assessment of our processing practices. You may use a third-party independent assessor to conduct the assessment so long as such third-party assessor agrees to confidentiality restrictions at least as restrictive as those in the Terms of Use. We will reasonably cooperate with such an assessment so long as you take reasonable efforts to minimize the burden of such assessment on our everyday business operations. We will also, upon your reasonable request and at your cost, provide you with information in our possession necessary to demonstrate compliance with these supplemental terms and applicable data privacy laws and regulations in connection with our processing of Applicant PI on your behalf.

14.6 Prematurely Canceling Scholarships

If you provide a scholarship using the ScholarshipOwl for Business Service, you are required to complete the scholarship process and award the scholarship in accordance with the terms you present to the applicants. If you cancel a scholarship offer prior to the originally published end date, you must award the scholarship to an applicant who applied prior to the cancellation of the scholarship. Failure to award scholarships may result in immediate termination and a prohibition against your future use of the ScholarshipOwl for Business Service.

14.7 Escrow

We may give you the option to escrow funds for disbursement to scholarship winners with the Future Minds Fund (“Fund”), a non-profit organization. You will not receive interest on the escrowed funds. After you determine the winner of your scholarship, and inform us of the winner, we will instruct the Fund to award the scholarship on your behalf. If (i) you placed funds to award as part of a scholarship offer into escrow with the Fund, (ii) you cancel such scholarship offer prior to the originally published end date after receiving at least one qualified application, and (iii) you do not select a winner(s) of the scholarship and inform us of the winner(s) within five (5) days after the date you canceled the scholarship offer, you authorize the Fund to disburse the escrowed funds to one or more applicants selected by the Fund in its sole discretion. If your scholarship does not receive at least one qualified application prior to its published end date or the date of cancellation (whichever is earlier), we will instruct the Fund to return the escrowed funds to you within thirty (30) days after the published end date or the date of cancellation (whichever is earlier). The Fund may also return the escrowed funds to you at any time in its sole discretion and without notice, and is under no obligation to escrow funds for you.

14.8 Cancellation

You may cancel your Account with the ScholarshipOwl for Business Service by (i) submitting a cancellation request through your Account on the ScholarshipOwl for Business Site; (ii) sending an email to support@scholarshipowl.com specifying the email address used for the Account and clearly indicating that you want to cancel, or (iii) calling customer service at 800 494 4908 Monday - Friday, 11a.m. to 6p.m. EST

14.9 Termination

In addition to any other rights to suspend or terminate an Account in the Terms of Use, we may terminate your right to access and use the ScholarshipOwl for Business Service immediately, with or without notice, and without liability (i) if we suspect a breach of the Terms of Use or violation of applicable law, (ii) if we are threatened with a legal claim, including for intellectual property infringement, related to the ScholarshipOwl for Business Service, or (iii) if we determine that the use of the ScholarshipOwl for Business Service by you or our provision of the ScholarshipOwl for Business Service has become impractical or unfeasible for any reason. If you or we cancel or terminate your use of the ScholarshipOwl for Business Service, then: (i) we shall immediately terminate your access to the ScholarshipOwl for Business Service, and (ii) we will maintain your Content for a period of time in our discretion in accordance with our Privacy Policy.

15. Miscellaneous

15.1 Non-Waiver

A party’s failure or delay in enforcing any provision of these Terms of Use will not be deemed a waiver of that party’s rights with respect to that provision or any other provision of these Terms of Use. A party’s waiver of any of its rights under these Terms of Use is not a waiver of any of its other rights with respect to a prior, contemporaneous or future occurrence, whether similar in nature or not.

15.2 Construction

The headings in these Terms of Use are not part of these Terms of Use but are solely for the convenience of the parties. As used herein, the words “include” and “including” and variations thereof, will not be deemed to be terms of limitation, but rather will be deemed to be followed by the words “without limitation.” All references in these Terms of Use to “Sections” refer to sections herein.

15.3 Survival

All provisions of these Terms of Use which by their nature would survive the termination of these Terms will be deemed to survive.

15.4 Force Majeure

Neither party shall be in default of any obligation under these Terms of Use if the failure to perform the obligation is due to any event beyond that party’s reasonable control, including electrical or internet failure, natural disaster, war, riot, insurrection, epidemic, strikes or other organized labor action, terrorist activity, or events of a magnitude or type for which precautions are not generally taken in the industry.

15.5 Severability

If any provision of these Terms of Use is held to be unenforceable for any reason, in whole or in part, such decision shall not affect the validity or enforceability of any or all of the remaining portions thereof. Any such unenforceable provision or portion thereof shall be changed and interpreted so as to best accomplish the objectives of such provision or portion thereof within the limits of applicable law.

15.6 Assignment

Customer may not assign these Terms of Use without our prior written consent.

15.7 Notices

Customer may not assign these Terms of Use without our prior written consent. We may provide notice of changes to these Terms of Use to you either via e-mail or by posting a notice of such changes on our website. You may provide notice to us by courier, mail or e-mail, provided that receipt of such notice is verified in writing by us. We can be reached at support@scholarshipowl.com, or at Scholarship Services Inc., 831 N Tatnall Street Suite M #224 Wilmington, Delaware 19801.

15.8 Entire Agreement

These Terms of Use, along with our other policies (including our Privacy Policy) and terms referenced herein, are the complete and exclusive agreement between the parties regarding its subject matter hereof and supersede and replace any other written or oral agreement, understanding or communication regarding such subject matter.

EXHIBIT A

Sweepstakes Official Rules

We are pleased to offer the ScholarshipOwl Scholarship Sweepstakes (“Scholarship Sweepstakes”) in which you can apply for a chance to win a scholarship to be used for tuition, books, and other education-related expenses at your qualified high school, college or university within the United States (collectively, “School”).

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THE SCHOLARSHIP SWEEPSTAKES. ANY PURCHASE, PAYMENT OR UPGRADE WILL NOT INCREASE YOUR CHANCES OF WINNING. THE SCHOLARSHIP SWEEPSTAKES IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW. PLEASE SEE “RESTRICTIONS” BELOW.

By applying to enter the Scholarship Sweepstakes, whether automatically by us upon your registration to the Website, or else by you actively applying to enter the Sweepstakes, you agree to be bound by these Official Rules, and you understand that any violation of these Official Rules shall result in your disqualification from the Scholarship Sweepstakes. All of our decisions regarding the Scholarship Sweepstakes, including without limitation the selection of the winner, shall be final and binding in all respects. We reserve the right to amend or discontinue the Scholarship Sweepstakes and these Official Rules at any time in its sole discretion.

The provisions set forth on the relevant sweepstakes page “Sweepstakes Page” shall be deemed an integral part of these Official Rules. All capitalized terms not otherwise defined herein shall have the meaning ascribed to them on the Sweepstakes Page.

Eligibility

You may apply to enter the Sweepstakes for a chance to win a scholarship for your School only if you meet the Eligibility Requirements set forth on the Sweepstakes Page.

We reserve the right to disqualify any applicant from the Scholarship Sweepstakes at any time, and in our sole discretion.

Without limiting the foregoing, you may not be an officer, director, member or employee of us or any other party associated with the development or administration of the Scholarship Sweepstakes, or an immediate family member (i.e., parents, children, siblings or spouse) of any of the foregoing, or a person living in the household of any of these individuals, whether or not related.

How to Enter

The Scholarship Sweepstakes will run for the Sweepstakes Period, as set forth on the Sweepstakes Page.

Instructions for registration for the Sweepstakes Scholarship are set forth on the Sweepstakes Page.

You may apply to enter the Scholarship Sweepstakes under a single name and a single email address. After the end of the Sweepstakes Period no further applications will be accepted.

The estimated odds of winning are set forth on the Sweepstakes Page. Actual odds of winning depend upon the total number of eligible applications received. Each eligible application will have an equal chance of winning.

We will disqualify any applicant tampering with the application process or the operation of the Website, including without limitation through the use of bots or other automated processes to enter.

All information you provide must be correct and complete.

The Scholarship Sweepstakes is subject to applicable law and is void where prohibited or restricted by law.

Winner Selection

On or around the Draw Date, as set forth on the Sweepstakes Page, we will draw a winner of the Prize, as set forth on the Sweepstakes Page, who will be selected by a random drawing from amongst all eligible entries (“Winner”).

In the event of a dispute regarding the identity of an applicant, including without limitation Winner, identity shall be deemed to be that of the natural person over 16 years of age owning the email address associated with the Winner’s Account, as of the date that we receive such applicant’s application for the Scholarship Sweepstakes.

Prize

The amount of the Prize is set forth on the Sweepstakes Page. Winner must use the Prize solely and exclusively for the full or partial payment of Winner’s tuition, books, or other education-related expenses at Winner’s School. The Prize may not be used to purchase alcohol, tobacco products, illegal drugs, or other goods or services that are not education-related.

We shall either pay the amount of the Prize to Winner, or else directly to Winner’s School, and all in our sole discretion.

Upon our request, and prior to Winner being awarded the Prize, Winner must provide us with proof of Winner’s enrollment at the School and Winner’s tuition bill, and any other information requested by us.

Winner Notification

Winner will be notified by e-mail or by telephone within approximately five (5) business days of the Draw Date, to be followed by written notification to Winner’s Owl Email Account.

Winner will be deemed to have forfeited the Prize, and an alternate will be selected, in our sole discretion, as the new single Winner by a random drawing in Winner’s place, in the event of any of the following: (i) Winner cannot be reached after reasonable efforts within three (3) business days after the first attempt to contact Winner, (ii) Winner chooses not to accept the Prize, or (ii) Winner does not comply with these Official Rules (including on the Sweepstakes Page).

Affidavit

If requested by us, as a condition to winning the Prize, Winner shall execute an “Affidavit of Eligibility and Liability/Publicity Release” (“Affidavit”). Agreement to the publicity release portion of the Affidavit is not required for Tennessee residents or any other state where prohibited by law. If Winner is a minor, Winner’s parent or legal guardian shall also execute the Affidavit.

Verification of Information

Although information that you provide may be verified, we are not under any obligation to verify any of the information that you provide, and you hereby warrant that all information that you provide in connection with the Scholarship Sweepstakes is complete and accurate.

Ownership Of Applications

All applications shall become our property and will not be returned.

Taxes

Without limiting the Terms of Use, all taxes, costs and expenses associated with the receipt and/or use of the Prize shall be the sole and exclusive responsibility of the Winner and Winner shall report the value of any Prize for tax purposes as required by law. Without limiting the foregoing, Winner shall provide us with a completed Form W-9 with valid identification and a valid taxpayer identification number or social security number before the Prize will be awarded. Winner understands that, depending on the value of the Prize and its method of payment, we may report the Prize to the IRS.

Disclaimer of Warranties, Limitation of Liability, and Privacy

WITHOUT LIMITING ANY OTHER PROVISION IN THESE TERMS OF USE, ANY ADDITIONAL AGREEMENT OR OUR PRIVACY POLICY, ALL CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SCHOLARSHIP SWEEPSTAKES, INCLUDING WITHOUT LIMITATION IN CONNECTION WITH ANY APPLICATION OR PRIZE, AND, TO THE FULLEST EXTENT PERMITTED BY LAW, IN ANY CAUSE OF ACTION THE SWEEPSTAKES ENTITIES’ MAXIMUM AGGREGATE LIABILITY SHALL BE LIMITED TO APPLICANT’S DIRECT COSTS OF ENTERING AND PARTICIPATING IN THE SCHOLARSHIP SWEEPSTAKES.

Restrictions: Non-Transferability, Right to Cancel, Suspend, or Modify

Prizes are non-transferable and must be accepted as awarded. We reserve the right to cancel, suspend, or modify the Scholarship Sweepstakes and award the Prize from among all eligible entrants received prior to such cancelation, suspension or modification, or to elect not to award the Prize at all, for any legal, commercial, technical or other event, in our sole discretion.

Winner List

Names of Winners may be posted on our Winners Page, and may be posted on the websites of Scholarship Partners or elsewhere, in our sole discretion. You may request a Winners’ list by sending a stamped, self-addressed envelope no later than ninety (90) days after the relevant Draw Date to: Scholarship Services Inc., Winners’ List, 831 N Tatnall Street Suite M #224 Wilmington, Delaware 19801.

Sponsor, No Affiliation Or Endorsement

This promotion is sponsored solely by Scholarship Services Inc. We can be reached at scholarships@scholarshipowl.com, or at Scholarship Services Inc., 831 N Tatnall Street Suite M #224 Wilmington, Delaware 19801.

We are not affiliated with, sponsored by, or endorsed by any School. Signing up, registering, or enrolling in a School does not increase your chances of winning.

EXHIBIT B

SMS Program Terms

The following terms and conditions apply to the Scholarship Services, Inc. (collectively, “we”, “us” or “our”) ScholarshipOwl text messaging program (the “Program”). Please read these terms and conditions carefully. By enrolling in the Program, you agree to these terms and conditions.

Program Description and Consent

By enrolling in the Program, you give consent for us to send you account-related text messages including, but not limited to, scholarship availability alerts, scholarship application opportunities, service messages, and account notifications using an autodialer at the telephone number provided by you at enrollment (and as may be updated by you in the future in you ScholarshipOwl Account). You acknowledge that your consent to receive these text messages is not required to purchase any goods or services and you may opt-out of the Program at any time as described below.

Program Cost

We do not charge any fee to participate in the Program. Message and data rates may apply as provided in your mobile telephone service plan (please contact your mobile carrier for details)

Message Frequency

We anticipate a typical Program participant will receive approximately 10 messages per month; however, the number of text messages you receive will vary during any month and may exceed or fall below the anticipated amount.

Supported Carriers

Supported carriers include AT&T, Verizon, T-Mobile, and other major national and regional carriers.

Supported carriers are not responsible for the Program and may not be held liable for any delayed or undelivered messages or any claim arising in connection with the Program.

Opt-Out

You may opt-out of the Program by texting STOP to +1800 494 4908. You may then receive one message confirming your opt-out. If you are participating in any other text message programs provided by us, you must opt out of those programs separately.

Customer Support

You may obtain assistance with the Program by texting HELP to +1800 494 4908 or by emailing us at support@scholarshipowl.com.

Your Mobile Number & Indemnification

You represent that you are the subscriber or customary user for the mobile telephone number you provided and that you are a United States resident 16 years of age or older. If your phone number changes, you must notify us immediately at support@scholarshipowl.com. You agree to indemnify us for all claims, expenses and damages related to or caused in whole or in part by your failure to notify us immediately of a change in your telephone number.

Disclaimer of Warranties

The Program and all information conveyed by it are provided to you on an “AS-IS” and “AS AVAILABLE” basis, and AT YOUR OWN RISK TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW. To the fullest extent permitted under applicable law, we disclaim all warranties, whether express or implied, including without limitation, any warranties of title, merchantability, non-infringement and fitness for a particular purpose and all warranties regarding security, currency, correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability. We are not responsible for cellular network or equipment performance and you release us of any liability for claims based on hardware, software, electronic, network or other communications malfunctions such as incomplete messages, delayed transmissions or any technical difficulty that may limit your ability to send or receive a message.

EXHIBIT C

Electronic Disclosure Consent Agreement

Through this Electronic Disclosure Consent Agreement (“E-SIGN Consent”), you agree for the Transaction (as defined below) to (1) electronically receive Communications from Scholarship Services, Inc. (“we,” “us,” “our”) pursuant to the terms set forth herein and (2) electronically sign agreements, as necessary.

Definitions

“Communications” means any and all disclosures or other information that applicable laws or regulations require we provide you in writing for this Transaction.

“Transaction” means your consent(s) to allow us or a third party to deliver marketing and/or nonmarketing calls and text messages (using an automatic telephone dialing system or prerecorded or artificial message, as applicable) to the telephone number(s) you provide.

Duration of Consent

This E-SIGN Consent is effective immediately and applies only to the Transaction. Your E-SIGN Consent expires upon completion of this Transaction; however, the expiration of E-SIGN Consent does not impact the duration or scope of consent(s) obtained as part of the Transaction.

Right to Paper Copies

You are not required to provide E-SIGN Consent; however, failure to do so means you cannot execute the Transaction online. If you provide E-SIGN Consent but would also like a paper copy of the Transaction Communication, please contact us at the address below. We may charge a reasonable service fee not to exceed $5 (USD) for paper delivery of the Transaction Communication.

Delivery Methods

We will deliver electronic Communications by making the electronic Communications viewable to you online. We recommend that you print a paper copy of any electronic Communications for your records. You agree that you can access, view, download, save, and print any Communications you receive via electronic delivery for your records.

Signature

You understand that your use of a keyboard, mouse, or other device to select an item, button, icon, or similar action, or to otherwise provide your assent during this Transaction constitutes your signature and acceptance and is the legal equivalent of your physical signature.

Hardware and Software Requirements

You understand that in order to receive electronic Communications and provide your electronic signatures on our website, you must have Internet access, a supported operating system (most recent version of Windows, Mac OS, Android, or iOS), and a supported web browser (most recent version of Edge, Chrome, Firefox, or Safari). Your receipt and acceptance of this E-SIGN Consent demonstrates that you can access the information contained herein and the Communications.

Security

You acknowledge that the Internet is not a secure network and that electronic Communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Although we have implemented reasonable technical safeguards to protect our communication systems from unauthorized access, we cannot guarantee network security and you accept that receiving or sending Communications via the Internet is at your own risk.

To request an alternative method to receive Communications, please contact us at:

Scholarship Services, Inc.
Attn: Electronic Communications
831 N. Tatnall Street
Suite M #224
Wilmington, DE 19801

Please include your name, address, and phone number in any written correspondence.