{"id":10458,"date":"2025-09-24T18:50:03","date_gmt":"2025-09-24T22:50:03","guid":{"rendered":"https:\/\/scholarshipowl.com\/blog\/?p=10458"},"modified":"2026-03-27T16:36:17","modified_gmt":"2026-03-27T23:36:17","slug":"survey-of-20000-gen-z-students-reveals-91-need-scholarships-to-pay-for-college","status":"publish","type":"post","link":"https:\/\/scholarshipowl.com\/blog\/uncategorized\/survey-of-20000-gen-z-students-reveals-91-need-scholarships-to-pay-for-college\/","title":{"rendered":"Survey of 20,000 Gen Z Students Reveals 91% Need Scholarships to Pay for College"},"content":{"rendered":"<p>The cost of a college education is a top concern for nearly all families. Parents and counselors often tell students to look for scholarships, get a job, and save money to pay for college. But what does their financial blueprint actually look like in today&#8217;s world? And when it comes to the scholarship search, how much are they really doing on their own? How much are their parents involved?<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10493 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688.png\" alt=\"money and grad cap\" width=\"1080\" height=\"794\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688.png 1080w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-300x221.png 300w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-1024x753.png 1024w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-768x565.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-80x59.png 80w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-128x94.png 128w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-320x235.png 320w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-333x245.png 333w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-462x340.png 462w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-612x450.png 612w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T124437.688-680x500.png 680w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p><a href=\"https:\/\/tracking.scholarshipowl.com\/aff_c?offer_id=24&amp;aff_id=1544&amp;source=homepage_blog\">ScholarshipOwl<\/a> wanted to go beyond assumptions and get the real story. We surveyed nearly 20,000 high school and college students to discover how they plan to pay for college, and to understand the role their families play in the scholarship journey. The insights are powerful and will help students, parents, and educators align their expectations and work together to build a debt-free future.<\/p>\n<figure class=\"post-image post-image-frame-horizontal\"><\/figure>\n<h2><b>Who Participated in the Survey?<\/b><\/h2>\n<p>In August 2025, ScholarshipOwl surveyed 19,973 high school and college students on the ScholarshipOwl scholarship platform to learn more about how Gen Z students plan to pay for college.<\/p>\n<p>Among the respondents, 62% were female, 36% were male, and 1% identified themselves as a different gender identity or preferred not to respond to the question. Nearly half (45%) were Caucasian, 23% were Black, 19% were Hispanic\/Latino, 6% were Asian\/Pacific Islander, 2% were American Indian\/Native American and 6% selected \u201cother\u201d or preferred not to respond to the question.<\/p>\n<p>Nearly half (49%) of the respondents were high school students, with the overwhelming majority high school seniors; more than one-third (41%) were college undergraduate students, primarily college freshmen and college sophomores; 7% were graduate students and 4% identified themselves as adult\/non-traditional students.<\/p>\n<p>&nbsp;<\/p>\n<h2>What Revenue Sources Do Gen Z Students Use to Pay for College?<\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10465 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1.png\" alt=\"August 2025 stat1\" width=\"605\" height=\"668\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1.png 605w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-272x300.png 272w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-72x80.png 72w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-116x128.png 116w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-290x320.png 290w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-222x245.png 222w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-308x340.png 308w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-408x450.png 408w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat1-453x500.png 453w\" sizes=\"(max-width: 605px) 100vw, 605px\" \/><\/p>\n<ul>\n<li>91% selected scholarships<\/li>\n<li>59% selected <a href=\"https:\/\/scholarshipowl.com\/blog\/paying-for-college\/fafsa-101-everything-you-need-to-know-to-navigate-the-free-application-for-federal-student-aid\/\">federal \/ state grants<\/a><\/li>\n<li>63% selected income from a job \/ work-study<\/li>\n<li>40% selected financial assistance from my family<\/li>\n<li>43% selected my own personal savings<\/li>\n<li>72% selected federal student loans<\/li>\n<li>28% selected private student loans<\/li>\n<li>11% selected Parent Plus Loan (taken out by my parents)<\/li>\n<li>7% selected private loan taken out by my parents<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<figure class=\"post-image post-image-frame-horizontal\"><\/figure>\n<h2><strong>What Is the Impact When Students Don&#8217;t Receive Scholarships?<\/strong><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10472 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1.png\" alt=\"August 2025 stat2\" width=\"1017\" height=\"1148\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1.png 1017w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-266x300.png 266w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-907x1024.png 907w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-768x867.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-71x80.png 71w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-113x128.png 113w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-283x320.png 283w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-217x245.png 217w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-301x340.png 301w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-399x450.png 399w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat2-1-443x500.png 443w\" sizes=\"(max-width: 1017px) 100vw, 1017px\" \/><\/p>\n<ul>\n<li>29% selected &#8220;It would be a disaster. I don\u2019t think I would be able to go to college.&#8221;<\/li>\n<li>39% selected &#8220;It would be disappointing, but I would take out student loans to make up the difference so that I didn\u2019t have to change my plans.&#8221;<\/li>\n<li>6% selected &#8220;It would be unfortunate, but I think my family would just increase the amount they are contributing to cover my out-of-pocket costs.&#8221;<\/li>\n<li>7% selected &#8220;I would roll with it and choose a community college, online college, or a university near my home so that I could live at home rather than in a dorm or apartment.&#8221;<\/li>\n<li>5% selected &#8220;I would take a gap year and work full-time, save my earnings, and go to college next year instead.&#8221;<\/li>\n<li>15% selected &#8220;Just the thought of possibly not getting scholarships is stressful. I don\u2019t know what I would do.&#8221;<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<figure class=\"post-image post-image-frame-vertical\"><\/figure>\n<figure class=\"post-image post-image-frame-horizontal\"><\/figure>\n<h2><strong>How Involved Are Parents in the Scholarship Application Process?<\/strong><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10468 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3.png\" alt=\"August 2025 stat3\" width=\"1119\" height=\"1346\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3.png 1119w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-249x300.png 249w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-851x1024.png 851w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-768x924.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-67x80.png 67w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-106x128.png 106w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-266x320.png 266w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-204x245.png 204w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-283x340.png 283w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-374x450.png 374w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/August-2025-stat3-416x500.png 416w\" sizes=\"(max-width: 1119px) 100vw, 1119px\" \/><\/p>\n<ul>\n<li>15% selected &#8220;Signed me up for ScholarshipOwl so I can apply for scholarships.&#8221;<\/li>\n<li>28% selected &#8220;Reminded me to apply for scholarships.&#8221;<\/li>\n<li>2% selected &#8220;Completed and submitted entire scholarship applications on my behalf.&#8221;<\/li>\n<li>12% selected &#8220;Suggested scholarship opportunities to me, but then I take it from there.&#8221;<\/li>\n<li>3% selected &#8220;Accessed my ScholarshipOwl account to save scholarships that might be a good fit for me, to check my progress, see what applications have been submitted, check the status of my submitted applications, etc.&#8221;<\/li>\n<li>5% selected &#8220;Helped me by reviewing my scholarship essays \/ videos and provided feedback.&#8221;<\/li>\n<li>.2% selected &#8220;Written 1st draft scholarship essays for me, and then I edit\/finalize them.&#8221;<\/li>\n<li>1% selected &#8220;Logged into my email to make sure that I don\u2019t miss any notifications that I\u2019ve been selected for a scholarship.&#8221;<\/li>\n<li>24% selected &#8220;Not helped me at all, but I wish that they would.&#8221;<\/li>\n<li>14% selected &#8220;Not helped and I\u2019m really glad they haven\u2019t.&#8221;<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<figure class=\"post-image post-image-frame-vertical\"><\/figure>\n<h2>Key Takeaways<\/h2>\n<p>Our survey provides a clear and sometimes surprising look into how Gen Z plans to pay for college.<\/p>\n<p>&nbsp;<\/p>\n<h3>Scholarships are the Top Priority, Not a &#8220;Bonus&#8221;<\/h3>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10480 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119.png\" alt=\"student using laptop\" width=\"1080\" height=\"926\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119.png 1080w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-300x257.png 300w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-1024x878.png 1024w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-768x658.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-80x69.png 80w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-128x110.png 128w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-320x274.png 320w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-286x245.png 286w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-397x340.png 397w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-525x450.png 525w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T115346.119-583x500.png 583w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>An overwhelming 91% of students expect to use <a href=\"https:\/\/scholarshipowl.com\/blog\/apply-for-scholarships\/how-scholarshipowl-changes-the-scholarship-game\/\">scholarships<\/a> to pay for college\u2014more than any other single source, including federal loans (72%) and grants (59%). This shows that for today&#8217;s students, scholarships are not just extra money; they are a fundamental part of their financial plan.<\/p>\n<p>&nbsp;<\/p>\n<h3>The Stakes of Not Earning Scholarships Are Incredibly High<\/h3>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10483 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022.png\" alt=\"student loan repayment\" width=\"1080\" height=\"709\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022.png 1080w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-300x197.png 300w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-1024x672.png 1024w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-768x504.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-80x53.png 80w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-128x84.png 128w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-320x210.png 320w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-373x245.png 373w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-518x340.png 518w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-685x450.png 685w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122240.022-762x500.png 762w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p>The fear of not getting scholarships is very real. Nearly a third of students (29%) said not getting scholarships would be a &#8220;disaster&#8221; and could prevent them from going to college at all. Another 39% would have to rely on student loans to make up the difference, and a significant 15% felt so stressed by the thought that they simply &#8220;don\u2019t know what I would do.&#8221;<\/p>\n<p>&nbsp;<\/p>\n<h3>Students Want More, Not Less, Parental Involvement<\/h3>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10486 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1.png\" alt=\"father and son plan how to pay for college\" width=\"1080\" height=\"903\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1.png 1080w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-300x251.png 300w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-1024x856.png 1024w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-768x642.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-80x67.png 80w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-128x107.png 128w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-320x268.png 320w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-293x245.png 293w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-407x340.png 407w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-538x450.png 538w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T123013.700-1-598x500.png 598w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>While parental involvement in the scholarship process is often hands-off, the data shows that a significant portion of students crave more assistance. Moreover, while only a small fraction of parents are involved in hands-on tasks like writing essays, a notable 24% of students said they wish their parents would help more. This finding is a powerful signal for parents and counselors that students are looking for guidance and support in their scholarship journey.<\/p>\n<p>&nbsp;<\/p>\n<h3>Paying for College Requires a Multi-Faceted Strategy<\/h3>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10488 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695.png\" alt=\"father and daughter strategize how to pay for college\" width=\"1080\" height=\"686\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695.png 1080w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-300x191.png 300w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-1024x650.png 1024w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-768x488.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-80x51.png 80w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-128x81.png 128w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-320x203.png 320w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-386x245.png 386w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-535x340.png 535w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-708x450.png 708w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122620.695-787x500.png 787w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Students are realistic and proactive about how they will fund their education. Their plans are a mix of income from a job (63%), savings (43%), and family contributions (40%), alongside the almost universal reliance on scholarships and federal loans. The data shows that most students see their funding as a combination of multiple sources, not just one.<\/p>\n<p>&nbsp;<\/p>\n<h2>Your Path to a Debt-Free Future<\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-10490 size-full\" src=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223.png\" alt=\"college grads in cap and gown\" width=\"1080\" height=\"709\" srcset=\"https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223.png 1080w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-300x197.png 300w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-1024x672.png 1024w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-768x504.png 768w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-80x53.png 80w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-128x84.png 128w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-320x210.png 320w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-373x245.png 373w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-518x340.png 518w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-685x450.png 685w, https:\/\/scholarshipowl.com\/blog\/wp-content\/uploads\/2025\/09\/Untitled-design-2025-09-24T122726.223-762x500.png 762w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Our survey shows that students are incredibly motivated and realistic about how to fund their college education. They see scholarships not as a bonus, but as a primary way to achieve their goals and avoid the burden of student loans.<\/p>\n<p>The path to a debt-free degree is a multi-faceted one, and it requires you to be proactive. If you&#8217;re ready to turn your financial blueprint into a reality, we&#8217;re here to help. Get started today by signing up for your <a href=\"https:\/\/tracking.scholarshipowl.com\/aff_c?offer_id=24&amp;aff_id=1544&amp;url_id=263&amp;source=registration_blog\">ScholarshipOwl free 7-day trial<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The cost of a college education is a top concern for nearly all families. Parents and counselors often tell students to look for scholarships, get a job, and save money to pay for college. But what does their financial blueprint actually look like in today&#8217;s world? And when it comes to the scholarship search, how [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":10470,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Survey of 20,000 Gen Z Students Reveals 91% Need Scholarships to Pay for College | ScholarshipOwl<\/title>\n<meta name=\"description\" content=\"ScholarshipOwl survey reveals how Gen Z students pay for college, demonstrating the critical role played by scholarships\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/scholarshipowl.com\/blog\/uncategorized\/survey-of-20000-gen-z-students-reveals-91-need-scholarships-to-pay-for-college\/\" \/>\n<meta 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